Office files that have an open-file password from Versions 2010 onwards are much harder to crack than Office 2007 ones because the module that assesses whether or not a password is correct has been deliberately slowed down in later versions & even hackers have to use that module. I am aware of one significant security improvement though. I do not need any of the additional capabilities of later versions. Again you don't have to store data in the cloud. I work with families who want at least three copies so it is cost effective, especially if you want the Outlook 20XX mail client. The subscriptions allows for the use on five (think I recently saw six) devices. By using a MS name then it stays separated in our heads. Makes sense it doesn't work, you created a name with unique credentials at Microsoft and while the name may be the same as your account somewhere else the credentials are unique. While MS will let you use any email account as the name for a MS account I recommend using an account name like We see people use their gmail name or yahoo name and then some time later say their gmail password doesn't work. As you are on Win 10 you may already have an account if you used the Store for an app. Any, Hotmail, MSN or live email account counts as a MS account. Now you may already have a MS account you can use.

(how many times you download and activate is contained in agreement)

If you need to download again you log in. You get an account, register your key and download the software. If you buy Office you basically buy an empty box with a product key inside. Because you have a Microsoft Account does not mean you have to put anything in the cloud.

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